Zoho is an invoice website used to track online expenses and payments for small businesses. While Zoho provides small businesses with invoice templates through its web pages, Transact is designed for any business and facility, small and large. Transact digitally provides users with a simple way to pay. Invoices are provided to customers via SMS, where they can quickly access their invoices and immediately pay their bills. Introduce Transact to your establishment by beginning with a free invoice template.